The prestigious bank has lost 4 TMT bankers in recent weeks. 3 0 obj 1 min read. With companies veering away from mergers and acquisitions, as well as debt and equity issuances, revenues from Citigroups IB business are expected to have remained muted. Citi Fourth Quarter 2022 Earnings Review. Webinsurance investment portfolio. Revenue:$18.51 billion, versus the average analyst estimate of $18.25 billionAdjusted earnings per share:$1.50, versus the average analyst estimate of $1.42Deposits: $1.3 trillion, down 3% year-over-year. We offer indoor facilities that include many of our inflatables for a great price. Citigroup's end-of-period deposits were $1.3 trillion as of quarter end, an increase of 16% from the prior-year period, as reported and in constant dollars6, driven by a 17% increase in GCB and a 16% increase in ICG. 5 0 obj Citigroup shares have slumped 29% this year, leaving it by far the lowest-valued among its U.S. peers. WebGet the latest financial news from Citi, the worldwide leader in consumer and corporate banking. Citi CEO Michael Corbat said, Despite an unpredictable environment throughout the quarter, we continue to deliver on our strategy of improving shareholder returns through consistent, client-led growth while also executing against our capital plan. A live webcast of the presentation, as well as financial results and presentation materials, will be available at https://www.citigroup.com/citi/investor. WebCNBC's Leslie Picker joins 'Squawk Box' to break down Citigroup's third-quarter earnings results, which topped Wall Street's revenue expectations. Q&^C]U> +G(#$T~w=: /}#K?+~ m@%wKI/ M. NEW YORK, December 09, 2022--Citigroup will issue its fourth quarter results via press release at approximately 8 a.m. (ET) on Friday, January 13, 2023. The company reported $2.27 earnings per share for the quarter, beating analysts consensus estimates of $2.12 by $0.15. Citigroup net income of $3.2 billion in the third quarter 2020 declined 34%, driven by the lower revenues, the higher expenses, the higher cost of credit and a higher effective tax rate. We thank you for the feedback and sharing your experience regarding your rental or event Big Red Bounce entertained. Excluding the gain on sale, revenues increased 2%, reflecting solid performance across both GCB and the Institutional Clients Group (ICG). We look forward to see you at your next eventthanks for checking us out! Citigroup ( NYSE:C) Third Quarter 2022 Results Key Financial Results Revenue: US$17.1b (down 2.8% from 3Q 2021). New York Citigroup Inc. today reported net income for the third quarter 2019 of $4.9 billion, or $2.07 per diluted share, on revenues of $18.6 billion. However, Citi shares gained more Citigroup ( C) - Get Free Report posted better-than-expected third quarter earnings Friday, but a big slump in investment banking revenues, as well as higher <> "We're more focused on the liquidity in the market at the moment, and the impact on some counterparties, much more than we are on credit risk," Fraser said. GCB cost of credit of $1.6 billion decreased 20% on a reported basis and 19% in constant dollars, including an ACL release driven by reduced loan volumes and lower net credit losses given high levels of liquidity in the U.S., lower spending and the benefits of relief programs. Danielle Romero-Apsilos (212) 816-2264 Citigroup reports third-quarter earnings, tops revenue expectations In this video C +0.23 (+0.52%) Share Squawk Box Citigroup reports third-quarter earnings, tops Citi does business in more than 160 countries and jurisdictions, providing corporations, governments, investors, institutions and individuals with a broad range of financial products and services. Although Global Consumer Banking revenues remained lower as a result of the pandemic, we did see higher activity in our mortgage and wealth management products. At 11 a.m. (ET), results will be reviewed via live webcast and teleconference. endobj View Financial Supplement (Excel). On this basis, and excluding the gain on sale in the prior period, revenues increased 3%, primarily driven by an increase in cards revenues and improved deposit spreads. Citigroup will host a conference call today at 10:00 a.m. (ET). Read the full press release with tables and CEO commentary. Citi Retail Services revenues of $1.4 billion decreased 21%, reflecting lower average loans as well as higher partner payments. For the ongoing impact of CECL, Citigroup is allowed to adjust the allowance for credit losses in an amount equal to 25% of the change in the allowance for credit losses (pre-tax) recognized through earnings for each period between January 1, 2020 and December 31, 2021. Citigroups SLR for the third quarter 2019 was 6.3%, a decrease from the prior quarter. Citigroup shares have slumped 29% this year, leaving it by far the lowest-valued among its U.S. peers. Consistent with the commitment we made in 2017, we remain on track to return more than $60 billion of capital to our shareholders over a three-year period which ends next year. Both this earnings release and Citigroups Third Quarter 2020 Quarterly Financial Data Supplement are available on Citigroups website at www.citigroup.com. ICG cost of credit included net credit losses of $326 million, compared to $110 million in the prior-year period, and an ACL build of $529 million compared to a build of $43 million in the prior-year period, reflecting the impact of continuing uncertainty surrounding the macroeconomic outlook. If youd like to dial into the live earnings review, please call (800) 343-1703 (for U.S. and Canada callers) or (203) 518-9859 (for international callers). Revenue grew 33.3% on a year-over-year basis. Analysts were expecting revenue of $3.19 billion and $965 million, respectively, according to StreetAccount. 1 Citigroups total expenses divided by total revenues. The results included a $520 million pretax gain on the sale of its Asia consumer business. 2 0 obj These factors include, among others, macroeconomic and other challenges and uncertainties related to the COVID-19 pandemic, such as the extent and duration of the impact on public health, the U.S. and global economies, financial markets and consumer and corporate customers and clients, including economic activity and employment, as well as the various actions taken in response by governments, central banks and others, including Citi, and the precautionary statements included in this release. Citigroups return on average tangible common equity (RoTCE) is a non-GAAP financial measure. Certain statements in this release are forward-looking statements within the meaning of the rules and regulations of the U.S. Securities and Exchange Commission (SEC). Our Institutional Clients Group again had very strong performance, especially in Markets, Investment Banking and the Private Bank. These statements are based on management's current expectations and are subject to uncertainty and changes in circumstances. Additional information may be found at www.citigroup.com | Twitter: @Citi | YouTube: www.youtube.com/citi | Blog: http://blog.citigroup.com | Facebook: www.facebook.com/citi | LinkedIn: www.linkedin.com/company/citi. The consensus earnings estimate was $1.46 per share on revenue of $18.3 billion. Contacts: Additional financial, statistical and business-related information, as well as business and segment trends, is included in a Quarterly Financial Data Supplement. NEW YORK, December 09, 2022--Citigroup will issue its fourth quarter results via press release at approximately 8 a.m. (ET) on Friday, January 13, 2023. endobj Excluding the deferrals based on the modified CECL transition provision, Citigroups CET1 Capital ratio and SLR as of September 30, 2020 would be 11.3% and 6.6%, respectively, on a fully reflected basis. View the Financial Supplement (PDF) This is the place to find bounce house entertainment for any eventif you are planning your Birthday Party, celebrating an end of season event or providing fun entertainment for a customer appreciation day, we are here to help. Additional information may be found at www.citigroup.com | Twitter: @Citi | YouTube: www.youtube.com/citi | Blog: http://blog.citigroup.com | Facebook: www.facebook.com/citi | LinkedIn: www.linkedin.com/company/citi. At quarter end, Citigroups CET1 Capital ratio was 11.6%, down from the prior quarter, as net income was offset by common share repurchases and dividends, along with an increase in risk-weighted assets. <> AUA: Assets Under Administration. Chief financial officer Mark Mason said that Citi was gaining market share in institutional clients business. Citigroup's end-of-period loans were $692 billion as of quarter end, up 2% from the prior-year period. Certain statements in this release are forward-looking statements within the meaning of the rules and regulations of the U.S. Securities and Exchange Commission (SEC). DocuSign's third-quarter adjusted earnings topped analysts' expectations by 15 cents. Banking revenues of $5.1 billion decreased 4% versus the prior year (including gain / (loss) on loan hedges)7. Last year, it posted a loss on its sale of an Australian business. MKB0Y=z {Sa=)"uNO{Y}(23*%~cr25FE;71w+vu08a+#5nt]VS;l!G N' New York Citigroup Inc. today reported net income for the third quarter 2020 of $3.2 billion, or $1.40 per diluted share, on revenues of $17.3 billion. 4 min read Citigroup C delivered an earnings surprise of 30.3% in third-quarter 2021. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. At 11 a.m. Citigroup stated Friday that its third-quarter earnings fell 25% because it bulked up its credit score loss provisions and funding banking slumped.. Percentage comparisons throughout this press release are calculated for the third quarter 2019 versus the third quarter 2018, unless otherwise specified. Citigroup's book value per share of $84.48 and tangible book value per share of $71.95 each increased 4% versus the prior-year period, driven by net income. Citi Citigroup will build momentum: Pro Citigroup announced third-quarter earnings and revenue Friday morning that topped Wall Street expectations. Net income: US$3.18b (down 27% from Markets and Securities Services revenues of $5.2 billion increased 16%. The conference code for both numbers is 9968118. endstream Fixed Income Markets revenues of $3.8 billion increased 18%, driven by strong performance across spread products and commodities. Investors: Jennifer Landis (212) 559-2718. Earnings per share of $1.40 decreased 32% from the prior-year period, primarily reflecting the decline in net income. endobj A question -and -answer session will follow the formal presentation. New York Citigroup will issue its third quarter results via press release at approximately 8 a.m. (ET) on Friday, October 14, 2022. 5 Citigroups tangible book value per share is a non-GAAP financial measure. Citigroups return on average tangible common equity (RoTCE) is a non-GAAP financial measure. Citi Citi also said it was winding down its operations and exposure to Russia, with plans to end nearly all of its institutional banking services in the country by the end of the first quarter of 2023. A Division of NBCUniversal. Total non-accrual assets declined 6% from the prior-year period to $3.8 billion. ICG operating expenses increased 3% to $5.8 billion, driven by continued investments in infrastructure, risk management and controls, as well as higher compensation costs. Citi-Branded Cards revenues of $2.3 billion increased 11%, primarily driven by continued growth in interest-earning balances. Corporate / Other loss from continuing operations before taxes of $(1.1) billion compared to a loss of $(36) million in the prior-year period, driven by the lower revenues and the increased expenses, partially offset by a larger ACL release on the legacy portfolio. Investment Banking revenues of $1.2 billion increased 4%, largely reflecting continued strength in debt underwriting and solid results in advisory, particularly in EMEA. Revenues decreased 7% from the prior-year period, primarily reflecting lower revenues in Global Consumer Banking (GCB) and Corporate / Other, partially offset by growth in Fixed Income Markets, Investment Banking, Equity Markets and the Private Bank in the Institutional Clients Group (ICG). When combined with 6% growth in net income, they have also helped drive our Tangible Book Value per share up 12% over the same amount of time, Mr. Corbat concluded. Equity Markets revenues of $760 million decreased 4%, reflecting lower client activity and lower balances in prime finance, partially offset by strong client activity in derivatives. 7 Credit derivatives are used to economically hedge a portion of the private bank and corporate loan portfolio that includes both accrual loans and loans at fair value. Like the rest of the industry, Citigroup is also contending with a sharp decline in investment banking revenue. For the components of the calculation, see Appendix A. These statements are based on managements current expectations and are subject to uncertainty and changes in circumstances. However, Citi shares ticked up 0.65% as income climbed greater than analysts anticipated, helped by rising rates of interest, and earnings per share topped Wall Street expectations. 3 Ratios as of September 30, 2020 are preliminary. In the third quarter 2020, gains / (losses) on loan hedges included $(117) million related to Corporate Lending and $(8) million related to the Private Bank, compared to losses of $(33) million related to Corporate Lending in the prior-year period. Click here for the complete press release and summary financial information. Press: Mark Costiglio (212) 559-4114 North America GCB revenues of $4.5 billion decreased 13%. We are committed to thoroughly addressing the issues contained in the Consent Orders we entered into last week with the Federal Reserve and the Office of the Comptroller of the Currency. Latin America GCB revenues of $1.0 billion declined 19% on a reported basis and 10% in constant dollars, driven by lower average loans and lower interest rates, partially offset by strong deposit growth. ICG net income of $3.2 billion increased 1%, as the revenue growth was partially offset by higher expenses and cost of credit. For the composition of Citigroups Common Equity Tier 1 (CET1) Capital and ratio, see Appendix C. For the composition of Citigroups Supplementary Leverage Ratio (SLR), see Appendix D. 4 Citigroups payout ratio is the sum of common dividends and common share repurchases divided by net income available to common shareholders. Corporate Lending revenues of $538 million declined 25% (excluding gain / (loss) on loan hedges), as higher loan volumes were more than offset by lower spreads. Citigroup reported third-quarter earnings results that beat analyst estimates on Friday, but mixed trading results sent shares lower. Citigroup grew its allowance for credit losses by a net of $370 million during the quarter, compared with a release of more than $1 billion in the same period last year. 3 Ratios as of September 30, 2019 are preliminary. Treasury and Trade Solutions revenues of $2.4 billion increased 6% on a reported basis and 7% in constant dollars, reflecting strong client engagement and growth in transaction volumes, partially offset by spread compression. Also on Friday, JPMorgan beat its earnings estimates as the bank saw revenue derived from its fixed-income trading unit beat expectations. The total credit loss provision for the quarter came in at $1.37 billion. Fixed Income Investors: Thomas Rogers (212) 559-5091. For a reconciliation of these measures to reported results, see Appendix B. Markets and Securities Services revenues of $4.5 billion increased 1%. Gains / (losses) on loan hedges includes the mark-to-market on the credit derivatives and the mark-to-market on the loans in the portfolio that are at fair value. Investors: Elizabeth Lynn (212) 559-2718 For the composition of Citigroups CET1 Capital and ratio, see Appendix C. For the composition of Citigroups SLR, see Appendix D. 4 Citigroups payout ratio is the sum of common dividends and common share repurchases divided by net income available to common shareholders. "Given the strength of our balance sheet, capital levels and liquidity, we are well positioned to help our clients navigate very challenging markets and slower growth," Citigroup CEO Jane Fraser said. These statements are not guarantees of future results or occurrences. Press: Jennifer Lowney (212) 793-3141 "5KK_?k!+-KCRS l JGeH*}K]nR.o;/I?#}\z+ HHee/JPzSzYHc4 6]F|W:T^\K~Ts hvOK_wgJ)|U^ In constant dollars, Citigroups end-of-period deposits increased 9%, driven by 11% growth in ICG and 5% growth in GCB. Buybacks have lowered our common shares outstanding by 259 million shares, or 11%, in the last year alone. Citigroup Inc is a financial services holding company. Advisory revenues increased 5% to $276 million, equity underwriting revenues decreased 5% to $247 million and debt underwriting revenues increased 7% to $705 million. Private Bank revenues of $938 million increased 8% (excluding gain / (loss) on loan hedges), driven by increased capital markets activity, improved managed investments revenues as well as higher lending and deposit volumes, partially offset by lower deposit spreads. Bank stocks have been hammered this year over concerns that the U.S. is facing a recession, which would lead to a surge in loan losses. Citigroups effective tax rate was 18% in the current quarter compared to 24% in the third quarter 2018. Citigroups results of operations excluding the impact of gains / (losses) on loan hedges are non-GAAP financial measures. Got a confidential news tip? INiM$ Qdq7MM .%/| A-T^NH+H? Shares of Citigroup gave up early morning gains and fell about 0.5% following the results. Please The sale of its consumer business in the Philippines was the primary driver of revenue growth in the quarter, Citi said. This compared to net income of $4.9 billion, or $2.07 per diluted share, on revenues of $18.6 billion for the third quarter 2019. For a reconciliation of this measure to reported results, see Appendix E. 6 Results of operations excluding the impact of foreign exchange translation (constant dollar basis) are non-GAAP financial measures. Fixed Income Markets revenues of $3.2 billion were largely unchanged, with improved activity with both corporate and investor clients, and strength in rates and currencies, particularly in G10 rates. The press release, webcast and presentation materials will be available at www.citigroup.com/citi/investor. Citigroup has elected to apply the modified transition provision related to the impact of the CECL accounting standard on regulatory capital, as provided by the US banking agencies September 2020 final rule (which is substantively unchanged from the March 2020 interim final rule). In the US, Branded Cards increased revenues by 11% and we saw continued deposit momentum through both digital and traditional channels. Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Our capital position strengthened during the quarter with our Common Equity Tier 1 ratio increasing to 11.8% and our Tangible Book Value per share increasing to $71.95. Our Institutional Clients Group also had balanced performance, with solid results in both the market-sensitive and accrual-type businesses. Fraser, who took over the New York-based bank last year, has announced plans to exit retail banking markets outside the U.S. and set medium-term return targets in March. Third Quarter 2020 Results and Key Metrics highlights Net Income of $3.2 Billion ($1.40 per Share) Revenues of $17.3 Billion Returned $1.1 Billion of Capital to Citigroups effective tax rate was 20% in the current quarter compared to 18% in the third quarter 2019, reflecting the impact of the non-deductible civil money penalty this quarter. Additional information may be found at www.citigroup.com | Twitter: @Citi | YouTube: www.youtube.com/citi | Blog: http://blog.citigroup.com | Facebook: www.facebook.com/citi | LinkedIn: www.linkedin.com/company/citi. Corporate Lending revenues of $527 million decreased 6% (excluding gain / (loss) on loan hedges), reflecting lower spreads and higher hedging costs. The Zacks Consensus Estimate for third-quarter earnings of $1.56 has been revised 3.7% downward over the past week. The fixed premium costs of these hedges are netted against the Private Bank and Corporate Lending revenues to reflect the cost of credit protection. Citigroup's (C) Q3 earnings are driven by the Personal Banking and Wealth Management segment's strong revenues. Volatility in the British bond market, and an emergency action by the Bank of England, have been the most high profile example of market stress so far. CHARLOTTE, N.C., Sept. 19, 2022 /PRNewswire/ Truist Financial Corporation (NYSE: TFC) will report third-quarter 2022 financial results before the market opens on Tuesday, Oct. 18, 2022.Chairman and Chief Executive Officer Bill Rogers and Chief Financial Officer Mike Maguire will host a conference call to review the companys Percentage comparisons throughout this press release are calculated for the third quarter 2020 versus the third quarter 2019, unless otherwise specified. The backbone of our global network, Treasury and Trade Solutions experienced strong client engagement in the face of low interest rates. Advisory revenues decreased 41% to $163 million, while equity underwriting revenues increased 96% to $484 million and debt underwriting revenues increased 5% to $740 million. Citigroup net income of $4.9 billion in the third quarter 2019 increased 6%, driven by the lower effective tax rate and the higher revenues, partially offset by the higher expenses and the higher cost of credit. At quarter end, Citigroups CET1 Capital ratio was 11.8%, up from the prior quarter, driven by net income, partially offset by an increase in risk-weighted assets. New York Citigroup Inc. today reported net income for the third quarter 2021 of $4.6 billion, or $2.15 per diluted share, on revenues of $17.2 billion. The fixed premium costs of these hedges are netted against the corporate lending revenues to reflect the cost of credit protection. Revenues, net of interest expenses, moved up 6% year over year to $18.5 billion in the third quarter. Citigroups SLR for the third quarter 2020 was 6.8%, an increase from the prior quarter. % Citigroup's allowance for loan losses was $12.5 billion at quarter end, or 1.82% of total loans, compared to $12.3 billion, or 1.84% of total loans, at the end of the prior-year period. Citi-Branded Cards revenues of $2.1 billion decreased 12%, reflecting lower purchase sales and higher payment rates driving lower average loans. Excluding this item, Citi said it earned $1.50 per share. The cumulative adjustments to the allowance for credit losses between January 1, 2020 and December 31, 2021 will also phase in to regulatory capital at 25% per year commencing January 1, 2022, along with the deferred impacts related to the January 1, 2020 CECL adoption date. It suggests a 27.4% year-over-year decline. GCB net income of $1.1 billion declined 30% from the prior-year period on a reported basis and 29% in constant dollars, driven by the lower revenues, partially offset by the lower cost of credit and the lower expenses. Results include a $400 million civil money penalty in connection with consent orders recorded in Corporate / Other. Personal banking was a bright spot for Citi, as revenue rose 10% year over year to $4.33 billion, reflecting growing net interest income as interest rates have climbed. Dial-in numbers for the conference call are as follows: (866) 516-9582 in the U.S. and Canada; (973) 409-9210 outside of the U.S. and Canada. Citigroup said Friday that its third-quarter earnings fell 25% as it bulked up its credit loss provisions and investment banking slumped. Private Bank revenues of $867 million increased 2%, driven by higher lending and deposit volumes, as well as higher investment activity, with both new and existing clients, partially offset by spread compression. The backbone of our leading global network, Treasury and Trade Solutions, had strong revenue growth of 7% in constant dollars. This was up 6% year over year. WebQuarterly Earnings Releases and Supplements 2022 Financial Information 2021 Financial Information April 12, 2022 - Historical Quarterly Summary Financial Information Financial Latin America GCB revenues of $1.4 billion decreased 16% on a reported basis and 13% in constant dollars. At 11 a.m. (ET), results will be Additional financial, statistical, and business-related information, as well as business and segment trends, is included in a Quarterly Financial Data Supplement. Citigroup reported third-quarter earnings results that beat analyst estimates on Friday, but mixed trading results sent shares lower. endobj RoTCE represents annualized net income available to common shareholders as a percentage of average tangible common equity (TCE). 1 Citigroups total expenses divided by total revenues. GCB net income of $1.6 billion increased 1% on a reported basis and 2% in constant dollars, driven by the higher revenues and the lower expenses, partially offset by the higher cost of credit. Citigroup reported third-quarter earnings on Friday that beat revenue and profit estimates. Total non-accrual assets grew 40% from the prior-year period to $5.3 billion. GCB operating expenses of $4.6 billion decreased 2%. RoTCE represents annualized net income available to common shareholders as a percentage of average tangible common equity (TCE). The Earnings Whisper number was $1.64 per share. The potential for a global economic slowdown as central banks around the world battle inflation could hamper CEO Jane Fraser's turnaround efforts at Citigroup. Citigroup Third Quarter 2022 Results Key Financial Results. Data is a real-time snapshot *Data is delayed at least 15 minutes. Retail Banking revenues of $1.1 billion decreased 2%, as the benefit of stronger deposit volumes and an improvement in mortgage revenues were more than offset by lower deposit spreads. stream Corporate / Other income tax benefit of $255 million compared to income tax of $116 million in the prior-year period, primarily reflecting the benefit of a discrete tax item and a pre-tax loss in the current period. Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Prepared Remarks: Operator. Retail Banking revenues of $1.3 billion decreased 2%, as the benefit of stronger deposit volumes was more than offset by lower deposit spreads. Core Revenue: US$17.2b (down 1.0% from 3Q 2021). Fixed Income Investors: Thomas Rogers (212) 559-5091. 1 0 obj However, Citi shares ticked up 0.65% as revenue climbed more than analysts expected, helped by rising interest rates, and earnings per share topped Wall Street expectations. Citi is a preeminent banking partner for institutions with cross-border needs, a global leader in wealth management and a valued personal bank in its home market of the United States. Our Global Consumer Banking franchise performed well in the quarter, showing solid underlying revenue growth of 4% and an EBT increase of 17%. For the components of the calculation, see Appendix A. 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